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Sign up and start saving in 3 easy steps.

Our secure online application takes just a few minutes. Have the items below ready and you'll be done in one sitting.

Before you start

What you'll need

Gather these first. Having photos ready on the device you're applying from makes it quick.

Your business information

  • Legal business name and address
  • Federal Tax ID number (EIN)
  • Business banking information

Business owner ID

  • Driver's license, U.S. passport, or other government-issued ID
  • A clear photo of your ID on your device

Bank verification

  • A business check (photo on your device)
  • Used to make sure your deposits go to the right account

Why we ask for ID: federal law requires us to verify the identity of every business owner (known as KYC, or "Know Your Customer"). These rules protect you and financial institutions against fraud, money laundering, and other financial crime.

How to apply

3 easy steps

The application opens in a new window. Keep this page open if you'd like to follow along.

  1. 1

    Consent to online signature

    Click "I Consent" to agree to sign your application electronically.

  2. 2

    Fill out the form and upload documents

    Complete the online form, upload your driver's license and a business check, then click the orange "Next Document" button in the bottom-right corner.

  3. 3

    Sign and complete

    Electronically sign and initial the application, then click "Complete" in the bottom-right corner. That's it — you're on your way to paying zero!

Need help with your application?

Call a merchant representative 24/7 — we'll walk you through every step.