Pay Zero Now Inc. Effective Date: July 20, 2026
Pay Zero Now Inc. ("Pay Zero Now," "PZN," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, how we use it, and the choices you have regarding your information when you visit payzeronow.com (the "Site") or use our merchant services.
1. Information We Collect
We may collect the following types of information:
- Information you provide directly, such as your name, business name, email address, mailing address, and telephone number when you fill out a contact form, sign up for our services, submit a merchant application, or opt in to receive text messages from us.
- Business and payment-related information provided in connection with merchant services applications, such as business ownership details, banking information, and processing history. This information is collected and handled in accordance with applicable financial industry regulations and is shared only as necessary with payment processors, sponsor banks, and card networks to provide the services you request.
- Information collected automatically, such as your IP address, browser type, device information, and pages visited, through cookies and similar technologies used by our website hosting provider.
2. How We Use Your Information
We use the information we collect to:
- Provide, operate, and improve our merchant services;
- Respond to your inquiries and process your applications;
- Send you service-related communications, including account notifications, service updates, and customer support messages;
- Send text messages to customers who have opted in to receive them (see Section 5);
- Comply with legal, regulatory, and card network requirements; and
- Protect against fraud and unauthorized activity.
3. How We Share Your Information
We do not sell your personal information. We may share your information only in the following circumstances:
- Service providers and partners: with payment processors, sponsor banks, and other vendors who assist us in delivering our services, and only to the extent necessary for them to perform those services;
- Legal requirements: when required by law, regulation, subpoena, or court order, or to protect our rights, safety, or property; and
- Business transfers: in connection with a merger, acquisition, or sale of assets, in which case you will be notified of any change in ownership or use of your information.
4. Data Sharing
Customer data is not shared with 3rd parties for promotional or marketing purposes.
Mobile opt-in and consent are never shared with anyone for any purpose. Any information sharing that may be mentioned elsewhere in this policy excludes mobile opt-in data.
5. Pay Zero Now Inc Messaging Terms and Conditions
The messaging program consists of general conversational messaging to answer questions and provide support to customers.
You can cancel the SMS service at any time. Just text 'STOP' to the phone number from which you received messages. After you send the SMS message 'STOP' to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at Support@payzeronow.com.
Carriers are not liable for delayed or undelivered messages.
As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency will vary based on communication needs. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
If you have any questions regarding privacy, please read our privacy policy contained in the rest of this document/page.
6. Cookies and Tracking
Our Site is hosted by a third-party hosting provider that may collect standard technical information (such as IP address and browser type) to operate and secure the Site. Messages you send through our website forms are delivered to us by a third-party form service. Our Site uses Google Fonts, which is subject to Google's Privacy Policy. You can control cookies through your browser settings.
7. Data Security
We use commercially reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.
8. Data Retention
We retain personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with our legal and regulatory obligations, resolve disputes, and enforce our agreements.
9. Your Choices and Rights
You may:
- Opt out of text messages at any time by replying STOP;
- Request access to, correction of, or deletion of your personal information (subject to legal and regulatory retention requirements) by contacting us using the information below; and
- Opt out of non-essential communications by following the unsubscribe instructions in those communications.
10. Children's Privacy
Our Site and services are intended for businesses and individuals 18 years of age or older. We do not knowingly collect personal information from children under 18.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we do, we will revise the Effective Date at the top of this page. Your continued use of the Site after any changes constitutes acceptance of the updated policy.
12. Contact Us
If you have questions about this Privacy Policy or how we handle your information, contact us at:
Pay Zero Now Inc.
Email: Support@payzeronow.com
Phone: (844) 729-0669
Website: payzeronow.com/contact