/* Pay Zero Now — site styles */
:root{--ink:#111315;--g:#16A34A;--gd:#15803D;--br:#4ADE80;--paper:#F4F5F2;--grey:#4B5057;--line:#E1E3DE;--dark2:#1C1F22}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;font-family:Figtree,'Segoe UI',system-ui,sans-serif;color:var(--ink);background:var(--paper);line-height:1.5;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--gd)}
h1,h2,h3,.sora{font-family:Sora,'Segoe UI',sans-serif;letter-spacing:-.03em;margin:0}
p{margin:0}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
section{padding:96px 0}
.eye{font-size:13px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gd)}
h2{font-weight:800;font-size:clamp(30px,4vw,46px);line-height:1.1}
.head{display:flex;flex-direction:column;gap:14px;text-align:center;align-items:center;max-width:760px;margin:0 auto 48px}
.head.left{text-align:left;align-items:flex-start;margin-left:0}
.sub{font-size:18px;line-height:1.6;color:var(--grey)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:0 26px;border-radius:999px;font-weight:700;font-size:16px;text-decoration:none;border:2px solid transparent;cursor:pointer;font-family:inherit;transition:transform .15s,background .15s}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--gd);color:#fff}.btn-primary:hover{background:#166534;color:#fff}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-light{background:var(--br);color:var(--ink)}
.btn-ghostlight{background:transparent;color:#fff;border-color:#fff}
.btn-lg{min-height:60px;padding:0 34px;font-size:18px}
.row{display:flex;flex-wrap:wrap;gap:14px}
.white{background:#fff}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:10px 16px;border-radius:8px;z-index:100}.skip:focus{left:8px}
/* top bar + header */
.topbar{background:var(--ink);color:#E4E6E8;font-size:14px}
.topbar .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:6px 24px;padding-top:9px;padding-bottom:9px}
.topbar a{color:#fff;text-decoration:none;font-weight:700}
.site-header{position:sticky;top:0;z-index:50;background:rgba(244,245,242,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:76px}
.brand img{height:34px;width:auto}
.nav{display:flex;align-items:center;gap:28px}
.nav a{color:var(--ink);text-decoration:none;font-weight:600;font-size:15px;padding:10px 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a[aria-current="page"]{color:var(--gd);border-bottom-color:var(--g)}
.nav .btn{border-bottom:2px solid transparent;padding:0 22px;min-height:46px;color:#fff}
.nav .btn:hover{color:#fff}
.menu-btn{display:none;background:none;border:0;width:48px;height:48px;border-radius:12px;cursor:pointer;color:var(--ink)}
.menu-btn:focus-visible{outline:2px solid var(--gd)}
@media (max-width:960px){
 .menu-btn{display:inline-flex;align-items:center;justify-content:center}
 .nav{display:none;position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;gap:0;background:var(--paper);border-bottom:1px solid var(--line);padding:8px 24px 20px}
 .nav.open{display:flex}
 .nav a{padding:14px 0;border-bottom:1px solid var(--line)}
 .nav .btn{margin-top:14px;border-bottom:0}
}
/* page hero (inner pages) */
.page-hero{background:var(--ink);color:#fff;padding:80px 0 72px}
.page-hero h1{font-weight:800;font-size:clamp(36px,5vw,58px);line-height:1.05;letter-spacing:-.04em}
.page-hero .eye{color:var(--br)}
.page-hero .sub{color:#C9CDD2;max-width:680px}
.page-hero .wrap{display:flex;flex-direction:column;gap:18px}
/* home hero */
.hero{background:var(--paper);padding:72px 0 88px}
.hero .wrap{display:flex;flex-wrap:wrap;align-items:center;gap:56px}
.hero-copy{flex:1 1 480px;min-width:0;display:flex;flex-direction:column;gap:26px}
.hero h1{font-weight:800;font-size:clamp(40px,6vw,68px);letter-spacing:-.04em;line-height:1.02}
.lead{font-size:20px;line-height:1.6;color:var(--grey);max-width:560px}
.trust{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:14px 24px;padding-top:10px;color:var(--gd)}
.trust div{display:flex;align-items:center;gap:10px;font-weight:600;font-size:15px}
.trust span{color:var(--ink)}
.receipt{background:var(--ink);border-radius:28px;padding:28px;color:#fff;display:flex;flex-direction:column;gap:18px;width:100%;max-width:420px;box-shadow:0 30px 60px rgba(17,19,21,.18)}
.receipt .inner{background:var(--dark2);border-radius:18px;padding:20px;display:flex;flex-direction:column;gap:12px}
.receipt .ln{display:flex;justify-content:space-between;font-size:17px}
.muted{color:#C9CDD2}
/* calculator */
.calc{background:#fff;border:1px solid var(--line);border-radius:28px;padding:clamp(24px,4vw,48px);display:flex;flex-wrap:wrap;gap:40px;align-items:center}
.calc-in{flex:1 1 320px;min-width:0;display:flex;flex-direction:column;gap:18px}
.money{display:flex;align-items:center;gap:8px;border:2px solid var(--ink);border-radius:16px;padding:0 18px;min-height:64px;max-width:320px}
.money span,.money input{font-family:Sora,sans-serif;font-weight:800;font-size:28px;color:var(--ink)}
.money input{border:0;outline:none;width:100%;background:transparent;-moz-appearance:textfield}
.money:focus-within{border-color:var(--gd);box-shadow:0 0 0 3px rgba(22,163,74,.25)}
input[type=range]{width:100%;accent-color:var(--gd);height:32px}
.calc-out{flex:1 1 540px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.yr{background:var(--paper);border-radius:20px;padding:22px 18px;display:flex;flex-direction:column;gap:6px;min-width:0}
.yr span:first-child{font-size:14px;font-weight:600;color:var(--grey)}
.yr .v{font-family:Sora,sans-serif;font-weight:800;font-size:clamp(18px,2vw,27px);letter-spacing:-.03em;white-space:nowrap}
.yr.dark{background:var(--ink)}.yr.dark span:first-child{color:#C9CDD2}.yr.dark .v{color:var(--br)}
.calc-foot{grid-column:1/-1;display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:14px;padding-top:8px;font-size:14px;color:var(--grey)}
/* cards */
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}
.step{background:#fff;border:1px solid var(--line);border-radius:24px;padding:32px;display:flex;flex-direction:column;gap:14px}
.num{width:52px;height:52px;flex:0 0 auto;border-radius:999px;background:var(--ink);color:var(--br);display:flex;align-items:center;justify-content:center;font-family:Sora,sans-serif;font-weight:800;font-size:22px}
.step h3{font-size:22px}.step p{color:var(--grey)}
.dark-sec{background:var(--ink)}
.dark-sec h2{color:#fff}.dark-sec .eye{color:var(--br)}.dark-sec .sub{color:#C9CDD2}
.inc{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px;color:var(--br)}
.inc .c{display:flex;gap:16px;align-items:flex-start;padding:24px;border-radius:20px;background:var(--dark2)}
.ic{flex:0 0 auto;width:48px;height:48px;border-radius:14px;background:#24292D;display:flex;align-items:center;justify-content:center}
.inc h3{font-family:Figtree,sans-serif;letter-spacing:0;font-size:18px;color:#fff;margin-bottom:6px}
.inc p{font-size:15px;color:#C9CDD2}
.split{display:flex;flex-wrap:wrap;gap:48px;align-items:flex-start}
.split>div,.split>form{flex:1 1 380px;min-width:0}
.tbl{overflow-x:auto}
table{width:100%;min-width:480px;border-collapse:collapse;font-size:16px}
th,td{text-align:left;padding:16px;border-bottom:1px solid var(--line);vertical-align:top}
thead th{border-bottom:2px solid var(--ink);font-family:Sora,sans-serif}
tbody th{font-weight:600}
td.o{color:var(--grey)}
.chips{display:flex;flex-wrap:wrap;justify-content:center;gap:12px;color:var(--gd)}
.chips span{display:inline-flex;align-items:center;gap:8px;padding:14px 20px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:600;font-size:15px}
.chips i{font-style:normal;color:var(--ink)}
details{border-bottom:1px solid var(--line);padding:4px 0}
summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:64px;font-family:Sora,sans-serif;font-weight:700;font-size:18px}
summary::-webkit-details-marker{display:none}
summary b{font-size:26px;color:var(--gd);transition:transform .2s}
details[open] summary b{transform:rotate(45deg)}
details p{margin:0 0 22px;color:var(--grey);max-width:720px;line-height:1.65}
/* forms */
form.card-form{background:var(--dark2);border:1px solid #2C3034;border-radius:24px;padding:32px;display:flex;flex-direction:column;gap:16px}
form.card-form.light{background:#fff;border-color:var(--line)}
.f2{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:16px}
.fld{display:flex;flex-direction:column;gap:6px}
.fld label{font-weight:600;font-size:14px;color:#E4E6E8}
.light .fld label{color:var(--ink)}
.fld input,.fld textarea{min-height:52px;border-radius:12px;border:1px solid #3A3F44;background:var(--ink);color:#fff;padding:12px 16px;font-size:16px;font-family:inherit;width:100%}
.light .fld input,.light .fld textarea{background:#fff;color:var(--ink);border-color:#C4C8C2}
.fld input:focus,.fld textarea:focus{outline:2px solid var(--br);outline-offset:1px}
.light .fld input:focus,.light .fld textarea:focus{outline-color:var(--gd)}
.hp{display:none}
.msg{display:none;padding:14px 16px;border-radius:12px;font-weight:600}
.msg.ok{display:block;background:#DCFCE7;color:#14532D}
.msg.err{display:block;background:#FEE2E2;color:#7F1D1D}
.fine{font-size:13px;color:#A9AEB3}
.light .fine{color:var(--grey)}
/* products */
.prod{background:#fff;border:1px solid var(--line);border-radius:28px;padding:clamp(24px,4vw,44px);display:flex;flex-wrap:wrap;gap:36px;align-items:center}
.prod+.prod{margin-top:24px}
.prod .art{flex:0 1 300px;min-height:220px;border-radius:22px;background:var(--paper);display:flex;align-items:center;justify-content:center;color:var(--ink)}
.prod .txt{flex:1 1 420px;min-width:0;display:flex;flex-direction:column;gap:16px}
.prod h2{font-size:clamp(26px,3vw,36px)}
.prod p{color:var(--grey);font-size:17px;line-height:1.65}
.badge{align-self:flex-start;background:#DCFCE7;color:#14532D;font-weight:700;font-size:13px;letter-spacing:.06em;text-transform:uppercase;padding:6px 12px;border-radius:999px}
.feats{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:10px 20px}
.feats li{display:flex;gap:10px;align-items:flex-start;font-weight:600;color:var(--ink)}
.feats svg{flex:0 0 auto;color:var(--gd);margin-top:2px}
/* sign up */
.need{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.need .step ul{margin:0;padding-left:20px;color:var(--grey);display:flex;flex-direction:column;gap:6px}
.steps-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:16px;counter-reset:s}
.steps-list li{display:flex;gap:18px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px 24px}
.steps-list h3{font-size:19px;margin-bottom:4px}
.steps-list p{color:var(--grey)}
.cta-band{background:var(--ink);border-radius:28px;padding:clamp(28px,5vw,56px);display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between;color:#fff}
.cta-band h2{color:#fff;font-size:clamp(26px,3.4vw,40px)}
.cta-band p{color:#C9CDD2;margin-top:8px}
.note{background:#FFF8E1;border:1px solid #F5D77A;border-radius:16px;padding:16px 20px;color:#5C4400;font-weight:500}
/* legal */
.legal-body{max-width:820px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:24px;padding:clamp(24px,5vw,56px)}
.legal-body h2{font-size:24px;margin:36px 0 12px}
.legal-body h3{font-size:18px;margin:24px 0 8px;font-family:Figtree,sans-serif;letter-spacing:0}
.legal-body p,.legal-body li{color:#2E3236;line-height:1.7;margin:0 0 12px}
.legal-body ul{padding-left:22px;margin:0 0 12px}
.legal-body .eff{color:var(--grey);font-weight:600}
/* contact */
.contact-cards{display:flex;flex-direction:column;gap:14px}
.contact-cards a,.contact-cards div{display:flex;gap:16px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 20px;text-decoration:none;color:var(--ink)}
.contact-cards .ic{background:var(--ink);color:var(--br)}
.contact-cards b{display:block}
.contact-cards span{color:var(--grey);font-size:15px}
/* footer */
.site-footer{background:#0B0C0D;color:#C9CDD2;padding:56px 0 32px}
.site-footer a{color:#C9CDD2;text-decoration:none}.site-footer a:hover{color:#fff;text-decoration:underline}
.fcols{display:flex;flex-wrap:wrap;justify-content:space-between;gap:32px}
.fcols>div{display:flex;flex-direction:column;gap:8px;font-size:15px}
.fcols b{color:#fff}
.fcols img{height:32px;width:auto}
.legal-row{border-top:1px solid #24282C;margin-top:36px;padding-top:24px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:13px;color:#A9AEB3}
@media (max-width:640px){section{padding:64px 0}.calc-out{grid-template-columns:1fr}.page-hero{padding:56px 0}}